Housing Services

Are you at risk of eviction, foreclosure or utility shut-off?

If you are in need of assistance, please complete our online intake form in English or Spanish. If you prefer to leave a message, please call 609-396-9355 ext.11 to see if we can help. Someone from our team will get in touch with you within 72 business hours.

Announcement 3/15/24: Arm In Arm has received funding from the NJ Department of Community Affairs as part of their Homelessness Prevention Program and will provide up to three months of financial assistance to pay past due rent or mortgage payments for households in imminent danger of eviction or foreclosure due to temporary financial problems beyond their control such as medical disability or emergency, loss or delay in receipt of benefits, natural or man-made disaster, and/or substantial change in household composition.

The emergency financial aid we provide helps hundreds of families and individuals remain in place, preventing the negative effects of dislocation, separation, and disruption of school and work. In 2018, we helped 604 families and individuals stabilize their housing situations.

NJ State Rental Assistance Program (SRAP)

The NJ Department of Community Affairs has opened it’s waiting list for their State Rental Assistance Program

The application process is from 1/13/25 – 1/31/25, 5:00 PM.

It is a lottery and 6,000 households will be selected via lottery for the waiting list. It is a computerized selection.

How to apply: https://www.WaitingListCheck.com/NJ559

One application per household.

Requirements: Names, social security numbers, birthdates, income and e-mail addresses for all household members.

Preferences/priorities given to veterans, homeless, elderly, disabled and local/residency preferences. Proof of the aforementioned will be required if selected.

Income limits vary by county and household size. Proof of income and NJ residency required at selection.

Status notification starting 2/14/25.

For more information, contact NJ Department of Community Affairs at (609) 292-4080, Option 9 or e-mail to customer.service@dca.nj.gov

I Need Housing Assistance

Am I eligible?

I am facing an imminent threat of homelessness
I am a Mercer County resident
My annual income does not exceed 2.5 times the federal poverty level for my household size
I have found or plan to stay in housing that I can continue to afford (my monthly rent or mortgage payments are less than 70% of my net monthly income)
I agree to provide a portion of the amount owed

Please note, Arm In Arm can provide financial assistance to an individual only once in a calendar year and up to two times in five years. Completing the intake process does not guarantee assistance.

Housing Assistance
If you are in need of assistance, please complete our online intake form in English or Spanish. If you prefer to leave a message, please call 609-396-9355 ext.11 Monday through Thursdays from 9 AM to 3:30 PM to see if we can help. You might be prompted to leave a message. Please leave your full name, address, and best number for us to return your call. Someone from our team will get in touch with you within 72 business hours.

What to have with you:

Identification
Court-filed eviction notice, foreclosure notice, or proof of current homelessness, such as proof of shelter or hotel stay
A current rental ledger or eviction notice from your landlord
Proof of household income, such as your most recent pay or benefits stub
For SSI, TANF, and GA recipients, Mercer County Board of Social Services emergency assistance approval or denial letter and grant letter from the last 30 days

What to expect:
A staff member will ask some initial questions to understand your circumstances. If you meet our eligibility criteria, we will review your case. If approved, we will issue a promissory note and work with you to create a manageable budget plan with your landlord or lender, as well as the court and partner agencies. Once we receive all required documents from you, we will pay the landlord, management company, or lender directly.

I Need Utilities Assistance

Am I eligible?

I have a current shut-off notice
My total balance due to the utility company does not exceed $1,500
I am a Mercer County resident
My annual income does not exceed 3 times the federal poverty level for my household size

Please keep in mind we have limited funding. Completing the intake process does not guarantee assistance.

Utility Assistance

If you are in need of assistance, please complete our online intake form in English or Spanish. If you prefer to leave a message please call 609-396-9355 ext. 11.

What you need to provide:

Identification for each household member and the person named on the utility bill
Current utility shut-off notice
Proof of all household income, such as your most recent pay or benefits stub, for the last 30 days
For SSI, TANF, and GA recipients, Mercer County Board of Social Services emergency assistance approval or denial letter and grant letter from the last 30 days

PSE&G Service Update

PSE&G has temporarily suspended all service disconnections for non-payment. For payment assistance information, visit pseg.com/help. Additionally, PSE&G will be closing their walk-in service centers indefinitely beginning March 18.

Clients can continue to view and pay bills as well as manage payments by logging into their accounts at pseg.com/myaccount or by calling 1-800-436-7734.